HOW MUCH MONEY DO YOU GOT?

Got into a financial discussion today with one of my customers, once again saw that “you crazy old man” look when I brought up the fact that one day all money will disappear and the government will have its thumb on everyone and our lives, knowing everything we are doing.
Just ask many of the depositors of the Bank of Cyprus how much money they lost in 2013. Some have said, “Oh, that is Cyprus, it can’t happen here”. It has happened once it can happen again.
Slowly I see George’s book, “1984” coming true. Those of you who have never read it, maybe it is time you did. He might have gotten the year wrong, but he is getting everything else right. Stop, look, listen to what is happening all around you.
Slowly but surely money is disappearing. Direct deposit, online banking, instant payments with credit card or direct withdrawal from your account using an app on your mobile phone. All of this is “to make your life so much easier”. They (who ever they are) wanting to make things easy and instant, but in reality they are also keeping better track of what you want, how much you make, where you spend your money, how much you got. What price are we going to pay for all this “instant service” and “life made easy”? Maybe I am old school, maybe I am just that crazy, gray haired old man, but I think we do have something to be afraid of.
I am reminded of when I was deployed to Kuwait/ Iraq in 2001. I was the V Corps G3 Rear HQ Sergeants Major. After we got to Kuwait, almost everything in the section went electronic. All the functions we had plotted on a map, now done by computer. Faster, better, instant updates and less personal needed to do it. I pulled my Operations Sergeant aside and told him I wanted all units of Battalion size and large posted by hand on a map. He started in, “But SGM, we got computers now, we don’t need maps, besides there is no place for it in the TOC”. I told him the map could be in the back room but I wanted it done and updated at least once every 24hrs, no ifs ands or buts. As time went on I caught some flak from one of the Operations Officers because it was taking some extra time to up the map. I told the officer this was NCO business and I would take care of it – updates continues. So comes the end of April first of May. We are in the middle of the war and it is hotter than a popcorn fart, so hot in fact that the electronics begin to overheat and fail. The large electronic map projected on the screen for the Commanding General to see goes out because the projector gets hot. Next some of the computer screens start to fail. About that time I hear the Chief of Staff, a Colonel start to cussing up a storm because there are no graphics to see. “Sir, I got a map”. The Colonel looked at me, “What did you say SGM”? I replied, “Sir, I got a 1:100,000 map current from Battalion level and above”. With language only an Infantry officer could use I was told to get it out there. Had my Ops Sergeant with a couple soldiers get it up front and the General was as happy as a fly in a pile of horse crap.
High-tec is great, but it will fail. This past spring the mobile app used for instant payments went down for just one day, you can’t imagine the strife it caused, instantly made the news. You trust banks, maybe to a point, but not completely, just ask the people of Cyprus who had some of their saving taken away. Banks aren’t lily white, just look at Danske Bank. One of the biggest money laundering scandals in recent times. Banks and insurance companies caused the mortgage crises which led to so many home owners losing their homes. So many home owners were made loans with hardly nothing down and in the end couldn’t make the inflated payments on houses which weren’t worth the money.
Like I told my customer. “You and I can go down to the local store to buy a bag of groceries. You go to pay with your plastic, but it doesn’t work. I pay with the money I have in hand. Who do you think is going to walk out with their bag of groceries”?
When we give up the use of money, the stuff we got in our hands, we can touch, feel and trade for goods, we are giving up a piece of our freedom. This is what governments want. Once all currency is gone, the government will have one more hold on you. They will have more control over our lives. “Oh but it will be so much easier” you say. Is easy always the best way?
Stop and think about our national debt. Congress can’t even submit a balanced budget. If I ran my business the way they run the country, I would have been bankrupt long ago. Spending is about 18% higher now than two years ago. Congress continues to loan money to every Tom, Dick and Harry out there, yet they have no money to spend. Think what eventually this will do to your savings?
Yea, I may be just a crazy old man, but at least this crazy old man will have something of value to buy or trade with. As a kid, my Dad taught me the value of money, if I wanted to buy something, I must have the money first so I learned if I wanted something, first I must work to make the money to buy it. There was never an allowance, or “free” money when I was growing up. I think too many kids got “free” money growing up and now they expect it.
One thing for sure – I am so glad I am over 60yrs old and not 20 just starting out.

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